Financial Freedomneeds$CHANGE
All-in-one: Debit card. IBAN with SEPA payments. Non-custodial wallets. Traditional finance bridging 20+ blockchains.
As Seen On
All in One Financial App
The One Financial App
That Has It All
Bank Card, IBAN, Web3 wallets, pay crypto using your Changex card — all in the Changex app.
Your Web3 Wallets
Connect your non-custodial wallets and transfer crypto to your card in-app for all your card payments.
Cashback as you pay
Get instant cashback in USDC with each card payment. Starts at 0.5% and grows as you advance to every next tier.
Enhance Your Cashback
Invest tokens for better cashback percentages as you advance into the next tier.
Integrated Banking
Get your IBAN, send/receive Euro via SEPA and manage fiat alongside your crypto.
Non-Custodial Security
Your keys, your crypto. Biometric auth, encrypted storage, and full self-custody.
Fully Decentralized
Several blockchains supported natively with true on-chain ownership.
Bank Card
The Changex Card
The in-app and physical bank card that allows you to spend crypto using card payments.

Cash Out With Ease
Convert digital assets to fiat in-app and pay wherever cards are accepted.
Earn Extra Cash
Allocate funds for flexible passive income.
Grow Cashback Incentive
Get instant cashback with each card payment.
Zero Hidden Fees
No hidden fees with the Changex Debit Card — your money, your way.
Banking, IBAN and SEPA
Bank transfers anywhere in the EU
With Changex you also get your IBAN for SEPA transfers.
Manage Fiat Assets
Like any banking app but besides fiat you can also manage crypto.
SEPA transfers
Receive any payment, including your salary, or send money to your family, friends, business partners internationally.
Security First
Biometric auth, encrypted storage, and full self-custody. Changex warrants safe transactions, both crypto and TradFi.
Web3 wallet connectivity
Wide Selection of
Non-Custodial Wallets
Connect any of the most popular non-custodial wallets, and make most of coins and tokens on multiple blockchains.





